AI-Powered Insights for Low Performing Consumer Credit

Leverage web intelligence and predictive AI models to evaluate and enhance your returns on under-performing and non-performing consumer loans

OUR TECHNOLOGY

Unparalleled global coverage and precision at scale

Our consumer intelligence platform draws on a consumer credit database spanning 30 years, combined with your existing records as well as live data from over 3,000 vetted external sources, to generate actionable insights into customers.

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CONSUMER CREDIT PRODUCTS

Elevate your edge with AI and Consumer Web Intelligence

In 2023 alone, Heka processed $350 million+ of receivables. Using Heka’s platform, receivables owners are able to reintroduce non-performing customers back into the performance cycle, whilst mitigating the risk of future non-performance. Selectively apply one product module or combine them all for optimal results.

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AI Underwriting of Low-Performing Credit

Identify the 25% of receivables responsible for 90% of a portfolio's returns through Heka's underwriting model, with dynamic re-evaluation adapting to evolving loan data and macro-economic conditions.

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AI-Generated Collection Strategies

Implement optimal servicing strategies for each receivable, ranging from lawsuits to SMS and social media campaigns, with associated costs of each strategy integrated back into the underwriting model for comprehensive cost-based analysis.

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Global Data Enrichment

Utilize Heka's best-in-class data enrichment platform to enrich your customer records with a variety of data that matches your needs

TAILORED TO YOUR ORGANIZATION

The Promise of a Revenue-Oriented Scoring & Data Enrichment Workflow

  • Receivables Evaluation

  • Data-Driven Collections

  • Increased ROI

  • Easy Integration

Identify the 25% of accounts that will account for 90% of your revenues

Abrahamsen Gindin LLC (AG) is a multi-state collections operation, headquartered in Pennsylvania and New York. In 2023, AG partnered with Heka to apply our suite of consumer credit products to a live portfolio of receivables. 

Heka's AI underwriting model (Cory) revealed a 75% concentration of accounts with high expected recovery rates.

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17% acceleration in cash flow realization

Driven by the AI underwriting scores, AG was immediately able to fast-track accounts for legal processing, and further prioritize all accounts according to their profitability potential.

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On track to deliver 4.8% lift in liquidation and 10% cost savings

Abrahamsen Gindin LLC (AG) is a multi-state collections operation, headquartered in Pennsylvania and New York. In 2023, AG partnered with Heka to apply our suite of consumer credit products to a live portfolio of receivables. 

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A familiar and seamless experience

After a one-time registration and data onboarding process, Heka's solutions can be accessible directly via your ACE portal, integrating seamlessly with your existing tools and dashboards.

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FAQ

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